Mayra Rojero

Mayra Rojero

Hipster-friendly coffee junkie. Extreme coffee nerd. Award-winning analyst. Devoted food practitioner. Music ninja.

66 Author´s Articles
Creating a Budget Spreadsheet: A Step-by-Step Guide

Creating a Budget Spreadsheet: A Step-by-Step Guide

Creating a budget spreadsheet is an essential part of managing your finances, as it allows you to take control of your...

Debt Settlement vs. Debt Consolidation: What You Need to Know

Debt Settlement vs. Debt Consolidation: What You Need to Know

Are you feeling overwhelmed by your debt? You're not alone. Many people find themselves in a difficult financial...

Budgeting Tips and Tricks: An Engaging and Informative Guide

Budgeting Tips and Tricks: An Engaging and Informative Guide

Are you looking for ways to save money and manage your finances better? Look no further! This guide will provide you with ...

Saving Money on Groceries

Saving Money on Groceries

Are you looking for ways to save money on groceries? With the rising cost of food, it can be difficult to make ends meet. ...

Prioritizing Debt Payments: How to Decide Which Debts to Pay First

Prioritizing Debt Payments: How to Decide Which Debts to Pay First

When you're struggling to make ends meet, it can be difficult to decide how to prioritize your debt payments. Do you pay...

Choosing a Credit Counselor: What You Need to Know

Choosing a Credit Counselor: What You Need to Know

Are you considering hiring a credit counselor? It's an important decision, and one that can have a huge impact on your...

Increasing Your Credit Limit: A Comprehensive Overview

Increasing Your Credit Limit: A Comprehensive Overview

Having a good credit score is essential in today's world. But to build a solid credit score, you need to have an adequate ...

Investing in Stocks and Bonds

Investing in Stocks and Bonds

Are you looking to invest in stocks and bonds, but not sure where to start? Investing in stocks and bonds can be a great...

Tips for Saving Money

Tips for Saving Money

When it comes to saving money, the most important thing to remember is that it's never too late to start! With a few...

Pros and Cons of Credit Counseling

Pros and Cons of Credit Counseling

Credit counseling is an increasingly popular option for individuals and families struggling with debt. It can be used to...

Understanding Risk Tolerance and Investment Strategies

Understanding Risk Tolerance and Investment Strategies

When it comes to investing, understanding your risk tolerance is key to creating a successful strategy. Knowing how much...

Choosing the Right Broker for Investment Accounts

Choosing the Right Broker for Investment Accounts

Making the right choice when it comes to selecting a broker for your investment accounts is an important decision. With...

Categorizing Expenses: A Comprehensive Overview

Categorizing Expenses: A Comprehensive Overview

Managing expenses is an essential part of budgeting and saving money. But what does it mean to properly categorize...

Everything You Need to Know About Credit Scores

Everything You Need to Know About Credit Scores

When it comes to your financial life, having a good understanding of your credit score is essential. Knowing your score...

Retirement Savings Strategies

Retirement Savings Strategies

Retirement is one of the most important decisions you will ever make, and it requires careful planning and consideration. ...

Tax Considerations for Investing: Everything You Need to Know

Tax Considerations for Investing: Everything You Need to Know

Investing can be an excellent way to build wealth, but it's important to be aware of the tax considerations that come...

Tracking Expenses: A Guide to Managing Your Spending

Tracking Expenses: A Guide to Managing Your Spending

Do you find yourself often wondering where all your money went? Tracking expenses can be a daunting task, but it doesn't...

Researching Financial Advisors and Services

Researching Financial Advisors and Services

Making financial decisions can be complicated and overwhelming, especially if you're not familiar with the different...

Understanding Risk and Return on Investments

Understanding Risk and Return on Investments

Investing can be a tricky business; the rewards of a successful investment are great, but so are the risks. Knowing how...

Getting Started with a Secured Credit Card Account

Getting Started with a Secured Credit Card Account

Are you considering opening a secured credit card account to help improve your credit score and build a solid credit...

Strategies for Saving Money

Strategies for Saving Money

From stockpiling coupons and cutting back on dining out to setting up a budget and putting money aside for emergencies,...

A Comprehensive Overview of Credit Counseling

A Comprehensive Overview of Credit Counseling

Are you feeling overwhelmed by debt? Are you considering seeking help from a credit counseling service? Credit counseling ...

Setting Financial Goals: A Comprehensive Guide

Setting Financial Goals: A Comprehensive Guide

Having a good handle on your finances is an important part of life. Setting financial goals can be one of the most...

Understanding Extra Debt Payments: How and Why to Make Them

Understanding Extra Debt Payments: How and Why to Make Them

Dealing with debt is a difficult task, and one that many of us have to face at some point in our lives. But it doesn't...

Types of Investments: An Overview

Types of Investments: An Overview

Investing can be a great way to secure your financial future, but it can be intimidating to start. If you're considering...

How Teens Can Master Credit and Debt Management

How Teens Can Master Credit and Debt Management

Financial literacy is a critical skill for all of us, but it's especially important for teens to understand the basics of ...

Understanding Credit Counseling Services

Understanding Credit Counseling Services

When it comes to managing debt, it can be difficult to know where to turn. From student loans to credit card debt, there...

Creating a Financial Plan and Budget

Creating a Financial Plan and Budget

Are you looking to create a financial plan and budget? From managing day-to-day finances to planning for the future,...

Introduction to Investing

Introduction to Investing

Are you looking to get into investing but don't know where to start? Investing can be an intimidating topic, but it...

Debt Consolidation Options Explained

Debt Consolidation Options Explained

Are you overwhelmed by debt and looking for a way to consolidate your debts and get back on track? Debt consolidation is...

Tax Deductions For Investors: A Comprehensive Overview

Tax Deductions For Investors: A Comprehensive Overview

Are you an investor looking for ways to save on taxes? Investing in the stock market can be a great way to grow your...

Opening a Brokerage Account: What You Need to Know

Opening a Brokerage Account: What You Need to Know

Making the decision to open a brokerage account is an important step in any investor's journey. Whether you're looking to ...

Understanding the Benefits of Rewards Cards

Understanding the Benefits of Rewards Cards

Are you looking for ways to maximize your credit card rewards and get the most out of your spending? If so, rewards cards ...

Understanding How to Apply for a Store Credit Card

Understanding How to Apply for a Store Credit Card

Are you looking for a way to build your credit history and improve your credit score? Applying for a store credit card is ...

Retirement Planning Basics

Retirement Planning Basics

Retirement planning is an important part of any financial plan. It involves making decisions about how much to save,...

Choosing the Right Credit Card

Choosing the Right Credit Card

Choosing the right credit card can be an overwhelming task. With so many options available, it's important to know what...

Creating an Emergency Fund: What You Need to Know

Creating an Emergency Fund: What You Need to Know

Financial planning can be daunting, especially when it comes to setting aside money for an emergency fund. In an...

Explaining Different Types of Investments to Kids

Explaining Different Types of Investments to Kids

Investing can seem like a daunting task for adults, let alone for kids. But teaching kids about investing is key to...

Retirement Planning Basics

Retirement Planning Basics

Retirement planning is an important part of financial literacy and requires careful consideration. It involves making...

How to Create a Budget For Beginners

How to Create a Budget For Beginners

Creating a budget can be a daunting task for beginners, but it doesn't have to be. With the right information and tools,...

Evaluating Investments and Financial Products: A Guide to Making Money Decisions Wisely

Evaluating Investments and Financial Products: A Guide to Making Money Decisions Wisely

Making good decisions about investments and financial products can be daunting. With so many options and opportunities,...

Ways to Cut Unnecessary Expenses

Ways to Cut Unnecessary Expenses

We all want to save money, but sometimes it can be hard to know where to start. Cutting unnecessary expenses is a great...

Creating a Payment Plan: A Step-by-Step Guide

Creating a Payment Plan: A Step-by-Step Guide

Are you struggling with debt and need help managing it? Do you want to create a payment plan that fits your budget and...

Debt Management: An Overview of Different Types of Debt

Debt Management: An Overview of Different Types of Debt

Managing debt can be a challenging and overwhelming task, especially if you don't understand the different types of debt...

Preparing for College Expenses: A Guide to Financial Planning

Preparing for College Expenses: A Guide to Financial Planning

Planning for college expenses can be a daunting process for both students and parents. With the ever-increasing costs of...

Choosing the Right Retirement Account

Choosing the Right Retirement Account

With the right retirement account, you can ensure that you have a secure financial future. Choosing the right retirement...

Avoiding Cash Advances and Interest Charges

Avoiding Cash Advances and Interest Charges

Having a credit card can be a great convenience and a powerful tool for managing your finances. However, it is important...

Debt Relief Programs and Services: An Overview

Debt Relief Programs and Services: An Overview

Are you feeling overwhelmed by debt? If so, you are not alone. In today's economy, more and more people are struggling...

Teaching Kids About Budgeting and Saving Money

Teaching Kids About Budgeting and Saving Money

Money management is a crucial life skill, and it’s never too early to start teaching kids about budgeting and saving....

Negotiating with Creditors: A Primer

Negotiating with Creditors: A Primer

Are you struggling to manage your debt and need help negotiating with creditors? You are not alone. Many people find...

Understanding Basic Financial Concepts and Terms

Understanding Basic Financial Concepts and Terms

Understanding basic financial concepts and terms is essential for managing your finances effectively. From budgeting and...

Credit Builder Loan: What You Need to Know

Credit Builder Loan: What You Need to Know

Are you considering using a credit builder loan to improve your credit score and build a strong credit history? Credit...

Tips for Paying Debts and Bills on Time and Improving Your Credit Score Quickly

Tips for Paying Debts and Bills on Time and Improving Your Credit Score Quickly

Are you struggling to pay your debts and bills on time? Are you looking for ways to improve your credit score quickly?...

Creating a Debt Payoff Plan

Creating a Debt Payoff Plan

Are you struggling with debt? It can be a difficult and overwhelming situation. Fortunately, there is a way out.

Exploring What a Credit Score Is and How It Affects You

Exploring What a Credit Score Is and How It Affects You

What is a credit score? It's one of the most important numbers in your financial life, yet many people don't understand...

Tax-advantaged Investment Accounts: Understanding the Benefits

Tax-advantaged Investment Accounts: Understanding the Benefits

Are you looking to maximize your investments and ensure your financial future? Tax-advantaged investment accounts can...

Understanding Interest Rates: What You Need to Know

Understanding Interest Rates: What You Need to Know

When it comes to managing your debt, understanding interest rates is one of the most important things you need to know....

Factors That Influence Credit Scores

Factors That Influence Credit Scores

It's no secret that credit scores are a critical factor in many financial decisions. But do you know what goes into...

Checking Your Credit Report for Errors

Checking Your Credit Report for Errors

Maintaining a good credit score is crucial for many aspects of life, from buying a car or house to landing your dream...

Getting out of Debt Quickly

Getting out of Debt Quickly

Getting out of debt quickly can seem like an impossible task. But if you have the right plan, it is possible to pay off...